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Its_just_jeff9 karma

Here's something I've heard before and always wanted to know if it were true. I unfortunately had some debt on credit cards and also had fell on hard times (laid off). I found work but it didn't pay much. So when a collection agency called me I told them I can't pay what your asking, but I would be willing to pay $20/month. They said they couldn't accept my offer. Is it true that if they turn down my effort to pay then that's on them for not accepting it?

Its_just_jeff7 karma

That makes sense. I agree $20/month is low but it’s what I could afford at the time. Thanks for clarifying that, as when I first heard it it sounded too good to be true. Lol