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Hrrrrup223 karma

A lot of people have seen their premiums go up.

I live in Washington State and always paid for private insurance until finally getting employer health care, and I feel like I must be living in a parallel universe.

Why are some people seeing a view going from $50/mo premiums and $1000/mo deductible to like $700/mo with a $6k deductible, whereas someone like me, healthy, young, and employed, nonsmoker, always seemed to be paying between at least $400/mo slowly rising to $500/mo over a period of 15 years?

Can you speak to why this law (and previous legislation) appears to be affecting people so differently?

Hrrrrup30 karma

Sorry, that was not clear.

In Washington, the ACA has been overwhelmingly positive for people who were previously paying for insurance. Only those who were depending on ER care but who are not exempt are suffering.

Whereas in places like AZ, I keep hearing about doubling of premiums. I don't get it. That is not happening here.

Here, the only premiums that doubled were those that workplaces chose to stop subsidizing. Or many people would not pay, file medical bankruptcy, and now have to pay in month by month and that bothers them. Well, paying for their medical bankruptcy bothers me if they can pay in, so I view that as a different question.

My premiums have not gone up. At all. They were always high.