FrankieStardust

...and the sad thing is, a few honest mistakes and you're looking at a million mile deep pit that's incredibly difficult to get out of.

It's really sad, but also fascinating, to see a younger person get into financial trouble. It's not just about numbers and brains. Like you said so many are "VERY bright." I tend to think it's more about how they try to get themselves out of trouble. When one makes a mistake in this system, getting out is 1 step forward two steps back.

I got myself into some trouble about 10 years ago. I nearly did a ch7 but glad I didn't. I'm now back in the high 700's for each CRA (just bordering excellent). Just recently reviewed credit to start positioning for a mortgate next year or so and found I don't have enough lines of credit so got a card w/rewards. The card is managed by FIA and their customer support is horrible, the website is hardly sufficient, I have my first payment due in early Oct and I'm not entirely confident the auto payment is going to work (I can't even see the settings I made for it. All I see is "auto pay on").

Anyway, as you can see I have this irrational fear (suspicion) of credit cards (and credit in general). So my question is: if a card doesn't work out, is there a way for me to get this removed from CRAs simply for customer dissatisfaction?

I feel like I'm in this strange place of needing to work credit (although I don't want to) to increase scores but yet feeling really uncomfortable with this (and probably future) card's customer services.

tl;dr: This new CC doesn't seem trustworthy. If I decide to cancel it how can I get this line of credit removed from my credit reports?

My hero Gregg Araki is doing an AMA today as well. Did all of you plan it this way in advance?

But seriously, thanks so much for making this film. I'm really looking forward to seeing it. This was one of the most intense periods of my life (my late teens to 20s). I saw most of the bands you've noted here. Lost a lot of hearing in those days. Still when people ask me if there's a single work of music that soars beyond all others I reference Loveless.

Someone also asked a question about books or other materials that influenced your work. Did you ever come accross Simon Reynold's Blissed Out? It's been awhile but I remember feeling like he really got it spot on and beautifully articulated so much of what was going on at the time.

Godspeed.