Fftman

I'm a 10year career firefighter with a salary of 46k a year. I've owned my home for 8 years and have never missed a payment or been late for a payment. Due to the crash I'm about 5-10k negative equity and was recently divorced. Why is it that I can't refinance my home? I'm on the brink of losing my home due to the necessity of refinancing. Wells Fargo is my bank and they refuse to refinance it or help with any sort of program because of the negative equity, and everyone else I've spoken with reuses as well. Any advice or answers would be appreciated.

Thank you for the info. The big banks have all said they don't refinance from Wells Fargo which I don't understand. And the home is a single story 1500 sqft 4 bed home in great shape. I'll look into the things you've shown. I guess I just don't understand why showing my payment history wouldn't allow them to say sure well just remove your ex from the loan and you keep doing what your doing.

Thank you very much I will definitely look into that when I'm off shift. I appreciate the feedback