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Edinboron123 karma

Someone took out a loan and bought a car with my daughters ID. We discovered it when an insurance bill came for the car. We tried to contact everyone and no one wanted to help. Local police said it wasn't their jurisdiction because the car was bought out of state. Finally, after the loan company wasn't getting paid they made a police report against my daughter. The detective investigating sent her a photocopy of the DL used for the purchase. It had all of my daughters info but with a picture of someone else. There were some discrepancies on the DL, such as spacing, should have raised suspicion. How did they pull this off?

Edinboron58 karma

That's why I have a special plan for long term care. .38 Special

Edinboron30 karma

Thanks for the response. We did file with the FTC and locked down the credit reports. The car dealership is in NJ and the loan company is in some other state. The detective from NJ was very cool. As soon as my daughter sent him her information he helped her. No one wanted to help us until the loan company mad the complaint. We even contacted the dealership and the loan company to warn them.

I just can't believe a car dealership and a loan company would approve all of these transactions. Who lends money for a 48,000 car to a 22 y/o? Why would someone drive 9 hours to buy a car? I used to be a cop and if someone presented this DL to me it would have aroused my suspicion. The person isn't even looking at the camera for one. I think the dealership and the loan company are just as culpable.

Edinboron8 karma

I agree. But Clinton hasn't been president in nearly 20 years. Trump is in office right now.

Edinboron6 karma

Is home owners insurance required if you don't have a mortgage?