I just got the first ever collection notice for a hospital bill from January of 2014 I never received. I called the original creditor to try to find out why it took so long and they didn't have an answer. I debated proof of the debt from the collection agency and they sent a super fake-looking "itemized invoice" attached to a letter that basically said "this paper says you owe the money."
How do I know this is legitimate at all? Do I just have to take their word for it?
CosbyQuaalude18 karma
I just got the first ever collection notice for a hospital bill from January of 2014 I never received. I called the original creditor to try to find out why it took so long and they didn't have an answer. I debated proof of the debt from the collection agency and they sent a super fake-looking "itemized invoice" attached to a letter that basically said "this paper says you owe the money."
How do I know this is legitimate at all? Do I just have to take their word for it?
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