C41n

I have heard that a creditor can remove an item from your credit report as if it were never there. Not just paid. What is the best strategy to negotiate this along with a payment? What percent of the debt is expected to get them to agree to this?

I have some items on my credit report that have been sold to debt collectors. I would like to arrange paying them. The problem is I have no idea how to contact these agencies. How does one go about finding correct contact info?

Thank you for your answers.

If Trump dies, what happens to the votes already cast for him?