BruceLee1255

Banker here!

That really wasn't the scam. The scam was that people with existing accounts would have money shuffled to different, new accounts in order to puff up sales goals. The customer could potentially get fees, since they were unaware of the money being shuffled.

Right, that's not a bad idea. The problem isn't having separate accounts, but it's forcing people to have separate accounts when they don't need them.

Source: Am banker with a GOOD bank.