Betsy514

Thanks for doing this AMA Mrs. Claus - you must be very tired today. Tell me about the reindeer. Do you have a favorite?

If you have a big space, see if you can hire some goats to remove the poison ivy - they love it.

I'm glad you asked this question as it's a common one. First - a clarification - PSLF requires 120 eligible payments while working for an eligible employer - not 100.

PSLF is legit for sure and while there's been some hiccups it's not that bad. If you check out the /r/PSLF sub you'll see that people are getting forgiveness and reporting it on the sub almost daily. The key to the program is education IMO - the folks that run into the least amount of hurdles are the ones that "read the manual" as they get started in the program. With that said, I'd love to see PSLF employers do more to support their PSLF pursuing employees to help them get on and stay on track.

Ron Swanson

Ok I've got to chime in here - this AMA was to cover student loan scams - and from what i can see they answered all the questions related to those that came in while the AMA was live. You've got to remember that agencies, just like private businesses, have subject matter experts. The FTC and the ED brought their student loan scam subject matter experts -that doesn't mean they are experts in everything else. It would have been irresponsible, and likely not allowed by their agency, for them to answer questions outside of the subject.

The above was my response to a similar comment